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How it works

Simple, from sign-up to settlement.

Six steps. No jargon. Convert at a live rate, hold in a multi-currency wallet, and settle only to your own bank.

  1. Step 1~1 min

    Create your account

    Sign up in under a minute with your email, phone and a secure password.

  2. Step 2Usually minutes

    Verify your identity

    Snap your ID and a quick selfie. Most checks clear in minutes — you'll get an email the moment you're approved.

  3. Step 3Live pricing

    Get a live quote

    Pick your currencies, enter an amount, and see the rate and total up front — no surprises at checkout.

  4. Step 4Secure

    Fund with your card

    Pay by Visa or Mastercard with 3-D Secure. We handle the acquiring and banking rails behind the scenes.

  5. Step 5Same session

    See it in your wallet

    Balances land in your multi-currency wallet. Hold what you need, convert between currencies whenever you like.

  6. Step 6Bank-only payouts

    Withdraw to your bank

    Send funds to your own verified bank account via SEPA, Faster Payments, SWIFT or wire. Each payout carries a per-transfer fee shown before you confirm.

Behind the scenes

You see one clean flow. Under the hood, your card is processed through regulated acquiring, converted through our banking partner, and credited to your wallet — all with a full audit trail.

Your card → acquiring → banking → your wallet → your bank

Quick answers

How long does verification take?
For most people it's minutes. If we need a second look, we'll email you with exactly what to send.
What currencies can I hold?
Your wallet supports major currencies including EUR, GBP, USD and CAD. Convert between them any time at a live rate.
Where can I send money?
Only to a bank account in your own name that you've verified with us. We don't support third-party payouts or crypto.
What does it cost?
Every conversion has an all-in FX rate and every payout has a per-transfer fee. You see the exact rate, fee and total before you confirm.